Privacy Policy

WHObyYOU (WBY) assumes a responsibility to protect the personally identifiable information (name, address, date of birth, social security number, etc.) of its website users. Therefore, WBY has adopted and implemented a website security policy to protect account information of its website users.

Notice and Disclosures

WBY will not sell, trade, nor disclose the personally identifiable information of its website users to any unauthorized third parties.

Data Quality and Access

WBY seeks to ensure that data on the website is accurate. If something is found to be inaccurate WBY will make every effort to quickly correct this information. If it is a systemic inaccuracy, WBY will work swiftly to correct the problem to make your web experience as trouble-free as possible. Any change to your user account will not be reflected on the website until the following business day. The information contained on the WBY website is subject to change without prior advance notice.

WBY uses cookies to enhance the website experience for its registered users. A cookie is a small file that is stored on the user's hard drive. WBY uses this file to maintain certain information about the user as they move between pages. Upon closing your browser, the cookie becomes inactive and a new one will be created the next time you sign on to use one of the password protected features on the WBY site. Most browsers are shipped to accept cookies, but this is a function that can be controlled by the user. However, many of the services offered on the website may not run optimally or at all without cookies enabled.

While using the WBY website, certain information such as your IP Address and time spent on pages may be collected. This non-personal information is collected to monitor unauthorized use or access to the WBY site. Anyone caught attempting to harm, steal information from, or otherwise damage the WBY website will be prosecuted to the full extent of the law.

Data Security

WBY takes security very seriously and takes every reasonable precaution to secure our visitors information using several security measures to prevent loss, theft, or misuse of any borrower data.

When visitors use features on the WBY website that involves the transferring of personal information, WBY requires that a secure connection first be established using 128-bit Secure Socket Layer (SSL) technology. During a secure SSL session, data passed back and forth between the user's computer and WBY's servers is secured through the use of public key cryptography. The user's computer exchanges key information with WBY's computers to create a private conversation that only the user's computer and WBY's systems may understand. The U.S. government regulates 128-bit encryption; it can only be used by citizens and permanent residents of the United States and Canada. To benefit from this security and to use many of the features on the WBY site you will need to download a 128-bit enabled browser from Microsoft, Netscape, or another software company.

In addition to using 128-bit encryption in the browser, all bank account numbers that are stored in WBY's databases are encrypted.

Each time you enter a secure connection while using the WBY website your browser will notify you, unless the feature has been turned off. Please note that if you have left a secure connection all data sent to WBY is over an unsecure connection.

When a user sends e-mail messages to WBY, the return address may be used to respond to the inquiry. The content and address contained in the message will be permanently recorded so that it can be referenced in future communications between the borrower and WBY. Email is not a secure means of transmitting information.

Contacting Us

If you have any questions regarding the WBY Website Security Policy, please contact WBY at info@whobyyou.com attn: David Fano